Where can I get help for a start-up entrepreneur? How to get a business grant. What is the subsidization of individual entrepreneurs

Until relatively recently, some twenty years ago, there were very few private entrepreneurs - rarely anyone dared to go on an open voyage, most citizens preferred to "work for their uncle." Much has changed since then - private entrepreneurs began to be called individual entrepreneurs and there are enough of them to be able to say with confidence that small business in Russia has been formed and is mainly based on small enterprises and individual entrepreneurs.

Such an increase in the number of individual entrepreneurs is quite natural: own business allows you to independently, without orders from above, manage your personal resources and time, while not reporting to anyone.

That is why people who would like to start their own business do not become smaller. However, many are stopped by the lack of initial capital and an independent development strategy. In this article, we will talk about what kind of state support is provided to start-up businessmen and how to get a subsidy to start your own business.

Who is eligible for a subsidy from the employment center

Assistance from the state to start-up individual entrepreneurs goes through territorial employment centers. The state has a direct interest in the growth in the number of individual entrepreneurs for several reasons:

The number of unemployed is decreasing;
The treasury receives new taxes and deductions;
Small business is the backbone of the country. The stronger and more numerous it is, the stronger the state.

However, despite the active promotion of the development of individual entrepreneurs, the number of citizens applying for support to the state is not so large: only 2%. This is due to the low awareness of the population about such a program and the fear of people in case of unforeseen situations to be alone with their problems.

But let's start in order. Who is eligible for government subsidies?

Citizens of the Russian Federation upon reaching the age of 18;
citizens registered at the employment center as unemployed for more than one month.

Exceptions:

minors;
women on maternity leave;
full-time students;
pensioners;
some categories of the military;
convicts;
employees under labor contracts;
persons already registered earlier as individual entrepreneurs, if less than six months have passed since the deregistration;
those who were dismissed from work due to violations of labor discipline.

In addition to all of the above, employees of the Employment Center will issue a denial of a subsidy to those who registered as unemployed, but within 10 days from the date of registration refused the proposed job options twice.

The unemployed, who repeatedly violated the rules of the employment service, will also not receive a subsidy.

The amount of the subsidy for individual entrepreneurs

The law clearly states that the amount of the subsidy must be equal to the amount of unemployment benefits for twelve months.

The essence of helping beginner entrepreneurs from the employment center

As mentioned above, the first and main part of supporting start-up entrepreneurs is to providing them with an appropriate subsidy. The amount of financial assistance in each specific case is individual and depends on the amount of unemployment benefit granted on the basis of wages and length of service at the last place of work. As a rule, according to statistics, the average subsidy amount is about 60 thousand rubles.

Second help option: reimbursement of registration costs. In particular, the state returns the state duty for registration, reimburses the money spent on legal advice and notary services, compensates for the costs of purchasing forms, making seals, etc.

The third way to support start-up businessmen is to provide them with free legal advice, organization of business trainings, as well as the possibility of renting premises at a price significantly lower than the market price.

And finally, the fourth point - assistance in developing a business plan, without which it is basically impossible to get a subsidy.

Documents and procedure for obtaining a subsidy for IP

In order for financial assistance to open your own business to be paid, a certain algorithm of actions has been developed, which must be strictly followed:

You need to register with the territorial department of the Employment Center. To do this, you must have a passport, TIN, work book, certificate or diploma, a certificate from the last place of work about the salary for the last three months in a row, as well as an application for unemployment benefits.
Attention! If the applicant for a subsidy has not officially worked anywhere for five years, the specialists of the Employment Center may legally refuse to receive financial assistance to open an individual entrepreneur. The logic is simple: if a person in the previous five-year period had money to live on from somewhere, then in the future he will be able to provide himself with them.
It is necessary to consult with an employee of the Employment Center. The procedure for obtaining subsidies may vary slightly depending on the region of the Russian Federation;
It is necessary to write a statement that will become written evidence of the desire to open your own business;
Psychological testing: a formal but necessary procedure for obtaining a subsidy;
Development of an enterprise development strategy or, in other words, writing a business plan. Let's take a closer look at this point. The fact is that a business plan is not the easiest document. In order to write it correctly, you need some experience and knowledge. Therefore, if you feel that your skills are not enough to develop a business development concept, it is better to turn to specialists. What should be indicated and what to pay attention to in a business plan:
- Profit amount. This is the most important point in every business plan, since any commercial activity implies some kind of income;
- Availability of funds, which can be invested in the business as initial capital. The money that is allocated as a subsidy will clearly not be enough to start a business from scratch, so a novice entrepreneur must also have some kind of financial reserves of his own. In addition, they will be an additional confirmation of the seriousness of the intentions of the future IP. The ratio of personal funds to the amount of material assistance should be at least 1:2;
- Innovation. The more unusual and original the idea, the higher the chances that the project will be approved;
- Number of staff in the future company. The main goal of the Employment Center is to employ as many people as possible. That is why the specialists of the Employment Center give the greatest preference to business plans with a high number of employees;
- Justification of expenses. In the business plan, it is mandatory to prescribe for what purposes the received subsidy will be used. And the more detailed this item is, the better. It is good if the purchase of equipment, raw materials or materials is declared as such goals. The worst option: spending the subsidy on renting space and advertising services.
After writing a business plan, it, along with an application for a subsidy, must be submitted to the Employment Center. These documents will be considered by a specially formed commission, which will evaluate the results of psychological testing and the business plan, after which a verdict will be issued on the ability of the applicant for a subsidy for entrepreneurial activity. Then, within 10 days, the commission will make a decision, with a corresponding order signed by the director of the Employment Center;
If approval is received, it will be necessary to conclude an agreement for the transfer of the amount of the subsidy and then go to the tax office at the place of residence to register as an individual entrepreneur;
After completing all these points, it will be necessary to provide the specialists of the Employment Center with all reporting documents, including the registration of the individual entrepreneur with the tax office and checks justifying expenses from subsidy funds (invoices, checks, etc.).

As can be seen from what is written above, getting a subsidy from the state to open your own business is not so problematic. To do this, you need to draw up a good business plan and go all the way from an idea to its implementation in the manner prescribed by law. If done right, a government subsidy can be a great support at the start of a self-employed entrepreneurial journey.

Have an idea but don't have the money to make it happen? A subsidy for starting a business is your chance to become a businessman without getting into loans. Funds for starting your own business can be obtained as part of the state program to support small businesses through the Employment Center (CZN). The institution provides a subsidy free of charge in the amount of 59,000 rubles. The state is interested in providing this kind of subsidies, since these support measures reduce the unemployment rate and increase tax revenues to the state budget.

Requirements for the recipient of the grant

A subsidy for starting a small business can be issued to citizens who:

have reached the age of majority;
do not have a job and are registered with the employment center;
for more than 1 month they cannot find a job through the Employment Center due to the lack of a suitable job.

In addition, there are a number of restrictions. The state subsidy for starting a business is not available for the following categories of citizens:

women on maternity leave;
citizens under the age of 18;
pensioners who retired by age;
full-time students;
employed citizens;
operating individual entrepreneurs and citizens who have registered an LLC. At the same time, it is possible to take advantage of state support even after the closure of the business, but not earlier than six months after the date of liquidation;
citizens dismissed from work by a court decision or convicted;
some military personnel;
persons who were fired from their jobs for repeated violations of labor regulations;
persons who are registered at the employment center, but refused two or more offered jobs within 10 days from the date of registration;
persons who regularly violate the requirements of the employment service.

How to get a grant to start a business

The amount of the subsidy provided is 59,000 rubles. To get help and start a business, you need to go through the following steps:

Register as unemployed and apply for unemployment benefits at the employment center.
Get advice from an employee of the EPC on the provision of subsidies.
Submit a declaration of intent to start your own business.
Get tested.
Prepare a business plan for the future enterprise.
Submit a developed business plan and an application for a subsidy to the EPC. Based on the results of its verification, a special commission will decide on the possibility of providing money for starting a business. It is finally accepted by the director of the institution based on the conclusions of the commission within no more than ten working days.
Conclude an agreement on the transfer of funds with a positive decision of the commission.
Register an individual entrepreneur or LLC.
Provide business registration documents and reports on all expenses that were made using state-provided funds to the employment center.

Drawing up a business plan

The purpose of a business plan is to describe the products that the company is going to produce, or the services that are planned to be provided. It is also worth noting the necessary equipment, the availability of employees and their number, ways of selling goods or services. And also calculate the expected profitability of the future enterprise.

You can draw up a business plan yourself or entrust this work to specialists. When preparing a document on your own, it is worth considering the main points that the commission draws attention to:

First of all, the specialists of the employment center will evaluate the originality and innovativeness of the business idea. Non-standard ideas are preferred.
Profitability of the future business.
Jobs created. A business project that involves the employment of employees will be a priority, since the main task of the employment center is to employ the unemployed.
Availability of initial capital. Subsidies are provided only when investing own funds of start-up entrepreneurs. At the same time, personal finance should be attracted 2-3 times more than the funds provided. Otherwise, the grant will most likely be denied.
Expense items. It is recommended to write in the business plan all items of expenditure for which it is planned to spend the subsidy funds. At the same time, it is better to indicate the purchase of fixed assets, for example, furniture, appliances, transport, as items of expenditure. You should not spend these funds on advertising or renting a room.

After drawing up a business plan, the EPC should be notified about this. The Commission will appoint a day for its presentation and defense. During the defense of the project, it is worth dwelling in detail on each of the points of the plan. This will show your interest in implementing the business idea. It is also worth preparing for possible questions from members of the commission. These may be issues related to the choice of taxation regime or plans for detuning from competitors.

A well-written business plan that describes original idea, will allow you to receive a subsidy to start your own business. As a rule, for such projects, employees of employment centers often make a positive decision to provide support.

Getting a grant to start a business: required documents

Registration of state support for starting a business is carried out when submitting a set of documents. It includes:

Internal passport of a citizen of the Russian Federation with a mandatory registration mark. Both the original and copies of the document are provided.
Employment history. You will also need an original and a copy.
SNILS.
Individual taxpayer number (TIN).
Certificate from the last place of work on income for the last three months.
Education document.

Other documents may also be required, which will be reported by an employee of the employment center.

Registration of a business after a positive decision

Once you've figured out how to get a small business start-up grant, it's important to figure out what's next.

After the business plan has been checked by the commission and a positive decision has been made on the provision of a state subsidy, you can proceed to register your own small business. Just like with a business plan, you can do everything yourself or entrust the work of an outsourcing company specializing in these

The number of start-up businessmen is steadily increasing every year. An increase in their number has a positive effect on the economic performance of the country as a whole and satisfies the ever-growing needs of the population.

State financial support contributes to the emergence of new small and medium-sized businesses. The authorities of a particular region are trying to introduce methods of assistance: various benefits, subsidies, and material payments. How to get such support? Let's figure it out.

Which entrepreneurs can count on help from the state?

The state mainly provides financial support to owners of small and medium-sized businesses. To find out if your company belongs to this category, you should pay attention to the number of employees and the amount of annual turnover. The following formats of enterprises can count on money from the state:

start-up business(up to 15 people in the state with an annual turnover of up to 120 million rubles);
small business(up to 100 people in the state with an annual turnover of up to 800 million rubles);
medium business(up to 250 people in the state with an annual turnover of up to 2 billion rubles).

To qualify for assistance, companies must meet the following requirements:

duration of existence from the moment of opening - no more than 2 years;
the company is registered with the tax service;
SME is not a tax debtor.

Important: the chances of financing are much higher for businessmen who have social benefits, as well as own a social or export-oriented business.

Remember that the state provides support to entrepreneurs whose field of activity is among the priorities. To apply for gratuitous assistance, a businessman must work in one of the following areas:

Manufacture of consumer goods.
Popular directions of folk art.
Offers of rural and ecological tourism.
Housing and communal services.
Agro-industrial department.
The sphere of science and technology, as well as innovation.

How to get government assistance for small business development in 2019?

The main advantage of receiving such a subsidy is that it is free of charge and does not need to be returned after a certain time. The state benefits from this, as a new small enterprise appears on the economic map, providing jobs for citizens, and competition with existing companies increases, which contributes to quality improvement and price stabilization.

But along with the conclusion of a subsidy agreement, the entrepreneur agrees to fulfill certain obligations. The main one is to provide detailed reporting.

Within 3 months from the date of receipt of funds from the state, the businessman is obliged to submit a report with documents on the use of the subsidy to the Employment Center. As confirmation, commodity or fiscal checks, receipts, paid payment orders and other documents can be provided. The financial report must be consistent with the paragraph of the business plan, which indicates the purpose of obtaining capital.

Important: if the business person cannot provide confirmation, he is obliged to return the subsidiary funds to the state in full.

Also, the terms of the drawn up agreement suggest that the activity of the financed small enterprise should last at least one year from the date of opening. This excludes the possibility of cooperation with one-day firms.

Help can be obtained from many instances and organizations that have the necessary powers. Here are some of them:

City administration. The Department of Economic Development provides information on the types of financial support for small businesses.
Chamber of Commerce and Industry. This institution provides assistance in consulting on business, marketing, legal law, it helps to take part in exhibitions.
Entrepreneurship Support Fund. Based on the results of the mandatory assessment of the submitted project, the organization allocates finance for the activities of a small enterprise.
Business incubator. This organization is engaged in infrastructural support of the ideas of entrepreneurs at all stages of development, starting from the moment of opening.
Venture fund. Focuses mainly on innovative projects, then invests money in their activities.
Employment center.

Interesting: if your business project is socially or economically beneficial for the state, you can receive not only money for its implementation, but also free education, the right to take part in exhibitions, etc.

After contacting the above authorities, you will receive a list of required documents. Here are the papers included in this list:

Passport and TIN of the entrepreneur.
Insurance certificate (SNILS).
A certificate from the accounting department of the last place of official employment, which indicates salary information for three months before the completion of work.
Education document.
Application of a program participant for receiving financial support from the state (according to a specially approved form).
Ready business plan.

Money from the Job Center

The most common way for entrepreneurs to get help is to apply to the Employment Center. How is this procedure carried out?

The first step is to register with the Employment Center and obtain the status of unemployed. This is a prerequisite, since the state allocation of funds is due only to those entrepreneurs who are registered as unemployed citizens. To do this, you need to have the following documents with you:

passport of a citizen of the Russian Federation;
work book;
marital status document;
education document.

Then you need to write a business plan with a detailed description of the project, target distribution of funds and an indication of its payback period. The third step is to register a business as an individual entrepreneur.

The package of documents is considered by the regional commission within 60 days. If a positive decision is made between the applicant and the Employment Center, an agreement will be concluded, and the funds will be transferred to the recipient's account. The commission may decide to reimburse only certain costs, such as the registration and opening of a small business. If the applicant receives a rejection notice, they may try again.

Grants for new businessmen

This type of allocation of funds from the state involves helping novice businessmen to open a business and those who have been engaged in entrepreneurial activity for no more than two years. The following organizations have the authority to distribute grants:

Department of Economic Development.
Funds for supporting small and medium-sized businesses.
Unions created by entrepreneurs.

A prerequisite for obtaining a grant is the activity of a small enterprise in one of the priority sectors indicated above.

According to state law, companies that produce wine and vodka products, tobacco products, luxury goods, work with real estate or engage in gambling activities do not receive payments.

Remember that the allocated money is directed to cover 30 to 50% of the total cost of the project. The businessman should look for the remaining finances for the development of the business on his own. Don't be afraid to invest, it can be.

The entrepreneur must provide the following documents:

Documents confirming the absence of other sources of financial support.
Certificate of registration of an individual entrepreneur or LLC and a business plan.
An extract from the bank on the amount of own finances.
Certificate of positive credit history.

Then the Sectoral Commission decides on the provision of funds. The maximum amount of a cash grant is 500 thousand rubles (in Moscow and the region - up to 5 million rubles).

The state prioritizes the unemployed, young entrepreneurs, former military personnel, families with young children, etc.

Subsidy Program

State plans for subsidizing small enterprises are implemented at different administrative levels. Therefore, they can be systematized according to the scale and amount of allocated funds:

Federal programs. They are implemented throughout the country, and they are also characterized by a large amount of allocated money for financial support for the opening and development of SMEs. A distinctive feature is that such programs work mainly with large-scale business projects, whose owners are already engaged in commercial activities.
Regional programs. They work in the territories of administrative regions and dispose of the regional or district budget. The purpose of such programs is to develop the infrastructure of the whole region.
Local programs. The scale of implementation is work with city or district entrepreneurs. Subsidies are limited to small amounts of funding.

The amount of assistance received, the form of its provision, as well as the list of necessary documents for processing an application depend on the features of the state program. The larger the scale of the program, the higher the competition and the more stringent selection rules. The small business owner should take this into account.

Concessional lending

Categories of small and medium-sized commercial entrepreneurs who are unable to receive material support from the state can apply for concessional loans. Many banks provide such loans on simplified terms. As mentioned, the probability of opening a loan with a favorable interest rate is higher for those who are engaged in priority activities for the state.

Advice: for all your questions regarding assistance, you can contact banking institutions or credit communities directly, as they also have lending programs for business start-ups.

The applicant receives a loan as a one-time cash payment in the amount of 50 million to 1 billion rubles. After the conclusion of the contract, the preferential program is valid for 3 years. A prerequisite is also investments and investments in the project of the businessman's own funds. Their number is determined as follows:

20% if the loan amount is more than 500 million rubles or if the repayment of the loan is planned from the future income expected after the start of the business project.
There are no restrictions if funds are allocated for other investment plans.

The interest rate for use varies depending on the format of the enterprise. This is 10% per annum for medium-sized enterprises and 11-11.8% for small ones.

What can government money be used for?

As mentioned above, the granting process is a donation of funds that promote the opening and favorable development of a business. Concessional lending and other assistance programs also have simplified terms and reduced interest rates. At the same time, the use of financial support from the state is accompanied by documentary reports to confirm the intended purpose. The allocated money can be spent on the following:

Payment for the lease of a place or plot of land (no more than 20% of the principal amount is allocated to cover these costs).
Replenishment of working capital.
Workplace equipment.
Acquisition of equipment for production (purchased machines cannot be sold or exchanged for three years).
Purchase of consumables (the same rules apply - no more than 20% of the funds received).
Renovation and refurbishment work.
Intangible assets.

The entrepreneur draws up an annual report, which indicates exactly what the received subsidiary income was spent on. Also, certificates and receipts must be submitted to the control authorities.

Intangible Small Business Support Options

In our time, the state is ready to help novice businessmen of small and medium-sized enterprises not only by increasing capital. There are several other forms of support:

Free education opportunity. Why in the first years of activity, many entrepreneurs, faced with problems, leave the business? They simply do not have the necessary knowledge about the conduct of their business. Such educational skills (such as how to lead) help in development, but are expensive, so not everyone can get them. The state provides start-up businessmen with the opportunity to study courses for free, as well as attend various seminars and lectures. The applicant is obliged to submit relevant documents to the necessary authorities: paid bills, certificates of training or concluded contracts. The payment will cover half of the expenses, but not more than 40 thousand rubles a year.
Rent reduction. Another support option is discounts on the cost of renting premises where offices or production are directly located. Remember that you can get such a discount only if the building is municipal property and the lease agreement is concluded for a period of more than 5 years. Every year, the preferential rate increases (from 40 to 80% of the rent), and for the next period, the entrepreneur pays the full rate. A prerequisite is a competitive selection to determine a worthy candidate. The winner is allocated additional assistance to pay for communications.
Compensation for participation in exhibitions. For promotion and further development, small business owners can take advantage of subsidies to participate in national or international exhibitions. Based on the results of the selection, the state can help pay for the costs of registration, rental of a place, transportation of exhibits, accommodation, organization and translation services. If the state aid amount does not exceed 150 thousand per year, you can pay up to half of the costs. Mandatory conditions for receiving compensation for small businesses: an application, an agreement with the organizers and a report on the work performed.

Summing up

The advantage of financial support programs is the ability to increase the capital of small companies. Since the state is interested in the development of small enterprises, the likelihood of receiving financial assistance is constantly growing. This is a good chance to start.

On the other hand, the conclusion of an agreement with the relevant state bodies obliges entrepreneurs to submit detailed reports and monitor the intended use of funds. Therefore, every businessman should study the features of existing support programs and the requirements for them. Then he will be able to use the assistance as efficiently as possible and fulfill his obligations.

State support for small businesses is an important area of economic policy: today more than 5.5 million small and medium-sized businesses operate in Russia, which account for 21% of the country's gross domestic product.

It is planned that by 2030 the share of small and medium-sized businesses in GDP Russian Federation will reach 45%. That is why the versatile state support for small business has entered its active phase.

Fundamentals of state subsidies

Support for individual entrepreneurship and small businesses today in Russia is provided at the legislative level. Within the framework of the program "Stimulation of economic activity", the activities of entrepreneurs are financed.

The program to stimulate economic activity in 2020 provides additional funding, which is called a subsidy.

Subsidizing is a targeted and gratuitous state payment for starting a business. The money will not have to be repaid, as is usually done when borrowing or taking a loan.

According to preliminary information from the Ministry of Economic Development of our country, only 11 billion rubles were allocated for the entire program in 2017, while in 2014 this amount was more than 20 billion, and in 2015 - almost 17 billion rubles.

These funds are divided among all subjects of Russia on the basis of competitive procedures. Due to a significant reduction in support, the regions of the country will have to independently determine the priority areas for financing entrepreneurial activities.

State funds will go to really important areas of the economy: agriculture, trade, provision of public and personal services, social entrepreneurship, innovation and others.

Each small and medium-sized business entity has the right to count on versatile support from the state - this is regulated by various legal acts and, first of all, Federal Law No. 209-FZ. Different programs have their own duration, conditions of provision and budget.

In each region of our country, the relevant authorized body is responsible for the implementation of state support measures for small businesses. You can find a complete list of them on the website of the Ministry of Economic Development of the Russian Federation.

Types of financial support for entrepreneurs

In 2020, the amount of the subsidy will depend on the region of residence and will be issued for the following needs:

purchase of raw materials;
purchase of equipment;
purchase of consumables;
intangible assets;
repair work.

The Sole Proprietorship Grant Program allows start-up businesses to receive government funding. The amount of the subsidy depends on the region in which the businessman lives. It has been established that the amount of the subsidy for starting a business is 12 maximum unemployment benefits. On average, the amount of payments is 60,000 rubles.

Important! When opening a business, it should be borne in mind that state subsidies cannot be obtained for the production of tobacco products or alcoholic beverages.

Financing is carried out on an irrevocable basis and only if the businessman has start-up capital. An entrepreneur can use the funds received to open and develop his activities - for example, the purchase of equipment, raw materials and materials, maintenance work or the acquisition of intangible assets.

Types of financial support for the development of small businesses can be approved by the executive body. After receiving state financial assistance, the entrepreneur must submit a report on the use of funds. This means that every person who receives a government subsidy is responsible for its distribution and must use the funds correctly.

The rest of the financial assistance will have to be returned back, and if the fact of misappropriation of the allocated money is discovered, the entrepreneur will have to return the entire amount to the state.

How to get a grant for small business development

To get started, check if your area provides such support measures. Not every subject of the country provides subsidies for starting a business.

Financing is carried out jointly with the Center for Employment of the Population.

A person can be recognized as unemployed if he is recognized as able-bodied, does not have a permanent income, is registered with the Employment Center, is in search of work and is ready to start it (this is confirmed by visiting potential employers in the direction of the Employment Center). At the same time, an applicant for a subsidy may be refused if he has been unemployed for a long time for no reason.

Potential Entrepreneur ready business plan should apply to the employment center.

The applicant's business plan must contain detailed information about the planned activity, the place of its implementation, the necessary equipment, materials, technologies, labor, suppliers.

A separate place in the business plan is given to the cost of the project, taking into account own and subsidized capital. It is also important to make calculations and analysis. To do this, it is necessary to calculate the expected revenue and profit, the profitability of the project, the payback period, and so on.

A sound business plan is the key to obtaining government funding.

After agreeing on a business plan with the Employment Center, an unemployed citizen applies to the Federal Tax Service with an application for registration as an individual entrepreneur.

The term for registering an individual entrepreneur, established by regulatory documents, is 3 working days. After receiving the IP Registration Certificate and an extract from the Unified Register, the novice entrepreneur again applies to the Employment Center with an approved business plan, an application for a subsidy, a passport and documents confirming the status of an individual entrepreneur. So there is a conclusion of an agreement on subsidizing activities between a businessman and the state.

In order to receive a subsidy from the state for starting a business, it is necessary to draw up a business plan competently and in detail.

After signing the documents, the Employment Center transfers funds to the personal account of the entrepreneur.

Features of obtaining a subsidy for the development of small businesses

The main feature of obtaining state financing for small businesses is the absence of the need for a return, since the funds are provided free of charge. In return, the state receives a new small business, new jobs for the population.

When concluding an agreement on subsidizing entrepreneurial activities, a businessman should be aware that he assumes a number of obligations. The main one is reporting.

Within 3 months after receiving funds from the state, the entrepreneur must submit to the Employment Center a report with supporting documents on the use of the subsidy. Fiscal and sales receipts, invoices and paid payment orders, receipts and other documents can be submitted as confirmation.

The report must comply with the paragraph of the business plan, which indicates the intended use of funds.

In case of partial or complete non-confirmation, the entrepreneur is obliged to return to the state the amount of the subsidy in full. Another feature of subsidizing is fixed in the terms of the contract. According to the agreement, the activity of the state-funded business should last at least a year.

Thus, the state excludes the existence of one-day firms.

Types of subsidies

The type of subsidy can be established by each subject of the Russian Federation.

A subsidy can be received not only for starting a business, but also for its development. At the same time, you can have your own production ideas for a small business or open it as a franchise. The amount of money is given to individual entrepreneurs and small businesses.

Subsidies for individual entrepreneurs in Moscow

Entrepreneurs and small businesses registered in Moscow not only have more opportunities for business development, but also receive special privileges available only to capital businessmen. One such benefit is a business development subsidy. The amount of this subsidy reaches 500,000 rubles.

To receive funding, a novice entrepreneur must apply to the State Budgetary Institution "Small Business of Moscow" with an appropriate application and a package of documents. The condition for receiving a subsidy is an activity carried out for at least six months and no more than 2 years. To confirm the success of the business, the entrepreneur provides financial statements, lease agreements for premises, cooperation agreements, and so on.

An application with a package of documents is considered by a special Industry Commission.

Among the priority areas of subsidies are innovation, agriculture, healthcare, education, social services, hotel business and tourism. After the provision of funds, the entrepreneur is obliged to report on the intended use of financing, as well as confirm the indicated financial indicators.

Thus, the state controls not only the legality of the use of the subsidy, but also the impact of the enterprise on the economic environment of the country.

Last changes

The purpose of receiving a subsidy by an entrepreneur in 2020 is to open a new enterprise or expand an existing one.

The advantage of this financing option is its gratuitous nature, and the main disadvantage is a large number of conditions and a strict selection procedure.

The Government plans to launch a geomarketing navigator system.

For this, over 200 business plans were developed in 75 areas of small business. With the help of this system, it will be easier for entrepreneurs to choose an area or niche for starting a small business.

If the project is approved, then state support will be a good help for entrepreneurs.

There are several other types of assistance to start-up entrepreneurs from the state:

Renting real estate on preferential terms.
Acquisition of state property into ownership at preferential prices.
Use of infrastructure specially created by the state for the development of entrepreneurial activity (technoparks, offices, business incubators, etc.).

What does the 2020 Small Business Startup Grant offer and how can I apply for it? Starting a business for many is very difficult from a financial point of view. Not all aspiring entrepreneurs can realize their own plans due to a banal lack of funds. In this case, the state program of assistance to small businesses was developed.

What are small business subsidies?

The state is interested in the development of small businesses, therefore, in 2020, a subsidy program is envisaged for implementation in the form of gratuitous targeted support for entrepreneurial activity. This is a payment of funds from the state budget, which does not require a return, which is very different from a loan or a loan.

According to the program, subsidies for small businesses in 2020 are aimed at the following purposes:

purchase of industrial raw materials;
purchase of necessary consumables;
purchase/rent of machinery, production equipment;
for intangible assets;
carrying out repairs.

A special executive body is responsible for coordinating subsidies. Upon receipt of a positive decision and financial assistance, the entrepreneur must provide a report on how the funds received will be used. This is a confirmation that the subsidy received is distributed precisely for the needs for which it was issued, the entrepreneur is fully responsible for it.

One of the features of the program is that the unspent balance of the accrued amount must be returned to the state budget. The same applies to situations where the misuse of funds has been identified.

Attention: State assistance is not issued for the opening of the production of alcoholic beverages, tobacco products!

Types of state aid

The amount of the subsidy for starting a small business in 2020 is set in accordance with the purpose:

to open your own business with the possibility of increasing the amount of financial assistance - 60 thousand rubles. (for some socially unprotected categories of Muscovite entrepreneurs, a more significant amount is provided - 300 thousand rubles, for example, if the entrepreneur is disabled, one is raising a child);
for business development - up to 300 thousand rubles.

Thus, in 2020, the terms of subsidies assume that state aid is also provided for the development of an existing business. The enterprise can continue to operate on its own idea or franchise.

How can I get a grant in 2020?

To get state support in 2020, you will have to go through a difficult path, but nothing is impossible. According to the current legislation, even an unemployed person who has previously registered at an employment center (providing subsidies to unemployed citizens) can receive material assistance. You only need a certificate stating that the person is not employed at the time of applying for a subsidy.

To apply, you must draw up a business plan (example of a business plan), which displays complete information about the type of activity, technology features, type of equipment used, all suppliers of raw materials. Separately, the total cost of the entire project is indicated, including the amount of own investments and subsidies. It will also require an analysis of the volume of expected profit, profitability, payback of the case being opened.

The prepared project is submitted to the self-employment promotion department in printed or electronic form. After the acceptance of the documents in the center, the time of appearance will be appointed, in addition, usually experts recommend immediately opening a savings book to calculate the subsidy.

After agreeing on a business plan, you should contact the tax office for registration, registration usually takes 5 days, after which a certificate will be issued. Next, you should visit the employment center, provide the following documents:

passport;
prepared and agreed business plan;
completed application.

Based on the documentation package, an agreement is concluded between the state and the entrepreneur, then the amount of material assistance will be transferred to the personal account (usually this takes about 1 month).

Attention: In order for the subsidy to be accrued, it is necessary to correctly approach the preparation of a business plan, correctly present all the calculations.

Features of obtaining a subsidy

What is the peculiarity of receiving a subsidy for small businesses in 2020? State funding now does not require the return of the funds paid if they were spent for the intended purpose, that is, not an installment plan or a loan is provided, but gratuitous assistance. What is the benefit of the state? Such support for small businesses makes it possible to form a new economic unit, ensure the development of the economy and the employment of citizens.

The duty of an entrepreneur after receiving state assistance and implementing his own ideas is to keep records. After 3 months after receiving money to the account, you must come to the employment center, provide information confirming the intended use of the amount received. These can be orders, receipts or checks. The submitted report and the business plan must necessarily match, if disagreements are found in them, the funds will be obliged to return in full.

One of the priority areas for which subsidies are issued for the development of small businesses in 2020 are the following areas of activity: agriculture, manufacturing of essential goods, eco-tourism, healthcare.

Receiving government assistance may cause some difficulties, but this is offset by the possibility of material support for business development without the need to return the funds received.